A subsidy for starting a business from the employment center. Subsidies for small and medium-sized businesses as state support for entrepreneurship Labor Exchange assistance in starting a business

What specific measures of state support can a person who has opened his own business count on?

Subsidies from the employment center

If you are just planning to open your own business, then the first thing you need to know about is the existence of a special program of the Ministry of Economic Development to provide subsidies to small and medium-sized businesses at the regional level. Within the framework of this program, the employment center provides one-time financial assistance in starting their own business.

The amount is provided in the amount of 12 times the maximum unemployment benefit. Previously, it was 58,800 rubles. (assuming that the amount of unemployment benefit was 4900 rubles). However, from January 1, 2019, the maximum allowance will increase from 4900 rubles. up to 8,000 rubles, so the amount of the subsidy may increase. It also provides for one-time financial assistance for the preparation of documents: payment of state duty, performance of notarial acts during state registration, purchase of blank documentation, production of seals, stamps, legal services, consultations. So, for example, in the Moscow region, financial assistance for the preparation of documents is 7,500 rubles.

The subsidy from the employment center is available to citizens who have reached the age of 18. But in order to receive it, they need to register with the employment center, that is, have the status of an unemployed person and receive benefits. It is also worth considering that not everyone is given subsidies, since there are a limited number of them, and they are issued at the beginning of the financial year (you need to try to get in the right period). About these and other subtleties Vasily Puchkov, Deputy Director of the Regional Center for Support of the Olympiad Movement.

Grant Support

Such a measure of state support is usually provided by regional authorities. The grant is provided to a start-up entrepreneur in the form of a lump-sum subsidy, on an irrevocable and gratuitous basis. The maximum amount, as a rule, is 600,000 rubles. But depending on the region, the conditions for obtaining grants may differ. Therefore, it is better to find out all the details on the spot. Money is allocated to those whose applications have passed the competitive selection. Among the selection criteria are the scope of the business, the amount of revenue, the number of jobs, etc.

In 2019, novice farmers can still count on special support from the state. The amount of the grant under the program "Support for Beginning Farmers" can reach 3 million rubles. This amount, for example, is received by novice livestock farmers in the Moscow region if they specialize in cattle breeding, and 1.5 million rubles each. provided to farms operating in other areas. IN farming who received such a grant must create at least one job for every 1 million rubles. grant.

In Tatarstan, for 2019, the amount of grant support under the Beginning Farmer program will be higher - it will amount to 5 million rubles. instead of the previous 3 million. So the conditions and amounts should be clarified in each case.

In addition, there are grants in the amount of up to 30 million rubles. for the development of family livestock farms.

Since 2015, the program “Support for Social Entrepreneurship” has been implemented in St. Petersburg, within the framework of which the costs associated with the payment of rental payments and the purchase of equipment are subject to reimbursement: rent of buildings, non-residential premises, rental of equipment and purchase of equipment.

In addition, a program has been developed in St. Petersburg to support entrepreneurs who create children's centers; a program to support handicraft entrepreneurs, and other programs.

To learn more about how to receive grants and subsidies, visit official government websites that provide information on business support measures. So, for example, on the website of the Ministry of Economy of the Republic of Tatarstan, all areas of state support are described in detail. For the Moscow region, such information is provided by the website of the Center for Entrepreneurship Development of the Moscow Region. The Kuban Small Business website provides a detailed list of subsidies for entrepreneurs working in southern Russia.

It will be easier if you use the search in the "Support for SMEs in the regions" section on Federal portal small and medium business. Just specify the region in the search - and you will be automatically transferred to the "local" portal of small and medium-sized businesses.

On the website of the Ministry of Economic Development of the Russian Federation, you can use the list of authorized bodies to support small and medium-sized businesses in the constituent entities of the Russian Federation.

Federal business support programs

This type of business support can be divided into programs from:

Ministry of Economic Development of Russia

His area of interest extends to the implementation of the program for the provision of subsidies from the federal budget to provide state support to SMEs in the regions (in accordance with and annually issued orders of the Ministry of Economic Development).

Funds are distributed on a competitive basis between the regions and are allocated for activities provided for by regional programs, but on the condition that the costs are co-financed by the regions.

The program of the Ministry of Economic Development provides for direct and indirect support measures that can be counted on by those who are engaged in the production of goods, develop and implement innovative products, specializes in folk art crafts, carries out handicraft activities, promotes rural and ecotourism, and develops social entrepreneurship.

SME corporations

This organization deals with a variety of tasks, including financial, property, legal, infrastructural, methodological support; organizes different kinds support of investment projects, etc.

JSC "SME Bank"

More information about support programs and the conditions on the basis of which you can apply for government assistance in business development can be found on the regional portals of small and medium-sized businesses. For example, the Ryazan portal provides detailed information on types, forms, and support infrastructure.

Subsidies for reimbursement of interest on loans

A business can count on compensation for the cost of paying interest on loans received from credit institutions for the support and development of activities, including the renewal of fixed assets (with the exception of loans received for the purchase of passenger vehicles).

The conditions for obtaining a subsidy must be clarified in the regions. For example, in Moscow they are as follows:

the organization meets the criteria of an SME entity;
the organization or individual entrepreneur is registered and operates on the territory of Moscow, and the duration of registration is at least 6 months before the date of filing an application for a subsidy;
the period of overdue debt on taxes, fees and other obligatory payments on the day of filing the application does not exceed one month;
there are no pending contracts for the provision of subsidies from the budget of the city of Moscow on the day of application;
there are no violations of contractual obligations secured at the expense of the budget of the city of Moscow;
there is a loan agreement with a credit institution included in the list of credit institutions selected in accordance with the established procedure joint stock company"Federal Corporation for the Development of Small and Medium-Sized Businesses", which has concluded a cooperation agreement with the Department of Science, Industrial Policy and Entrepreneurship of the city of Moscow, or has received approval from a credit institution for issuing a loan.

In 2019, the state will allocate 7.2 billion rubles to banks. on preferential loans for entrepreneurs, thus increasing budget subsidies for the program of preferential loans for small businesses in priority sectors by 11 times. This is provided for in the draft federal budget for 2019 and subsequent 2020-2021. The total amount of expenses for the next 6 years will amount to 190.9 billion rubles.

The proposal is to issue loans to small and medium-sized businesses for projects in priority sectors at a rate of 6.5%. It will cover industries such as Agriculture, construction, transport, communications, tourism, manufacturing, production of electricity, gas and water, healthcare, collection, processing and disposal of waste, industries in which priority areas for the development of science, technology and technology are being implemented.

According to the rules, the difference with market rates (3.1% for a loan agreement for medium-sized businesses and 3.5% for small businesses) is reimbursed by the budget to banks. In 2019, thanks to innovations, concessional lending will be carried out for more than 200 billion rubles.

Small Business Support: Changes in 2019

In the summer of 2018, the President signed, which expands property support for small and medium-sized businesses. This law establishes an indefinite right to purchase leased state and municipal property and the possibility of using land plots when providing property support to SMEs.

Also, shortly before 2019, Government Decree dated 10.10.2018 No. 1212 was presented. The document amends the rules for granting subsidies from the federal budget credit institutions to compensate for their lost income on loans issued to SMEs at a reduced rate.

According to the document, the maximum amount of a loan granted to an SME for investment purposes at a preferential rate has been reduced from 1 billion rubles. up to 400 million rubles But the maximum size of the total amount of loans that can be issued to one borrower is still 1 billion rubles. The changes were made to enable banks to lend to more SMEs.

In addition, it is important to mention Government Decree No. 2586-r dated November 26, 2018, which refers to a draft federal law amending Art. 25 federal law"On the development of small and medium-sized businesses in Russian Federation". This draft law has been prepared for the implementation of the national project "Small and Medium Enterprises and Support for Individual Entrepreneurial Initiative", which provides for expanding the access of SMEs to financial resources including concessional financing.

When the draft law is adopted, the guarantee support provided by SME Corporation JSC to SMEs will be expanded. This will affect companies operating in high-tech industries, start-ups, agricultural cooperatives, fast-growing innovative companies and SMEs implementing projects in the Far Eastern and North Caucasian Federal Districts and in single-industry towns.

Business development is one of the highest priority government tasks. After all, business is the basis of budgeting. From this article you will learn what the essence of the small business support program is, how to get a subsidy and what are the conditions for receiving a subsidy in 2019

The economic instability in Russia, which has been observed for more than a year, has deprived many citizens of jobs and decent wages. An alternative for this category of the population has become a small and medium business. However, due to the lack Money, most do not have the opportunity to open their own business. That is why the state decided to issue subsidies for starting and supporting small businesses in 2019.

What is the subsidization of individual entrepreneurs?

A subsidy is a type of monetary non-refundable assistance for business entities, which is issued for the intended use (business).

Assistance to small businesses can be allocated for the following purposes:

acquisition of premises;
purchase of equipment, goods for subsequent sale;
purchases of intangible assets.

The allocated funds must be directed to the development of small and medium-sized businesses. Public authorities will later be able to request official supporting documents from the recipient, for example, checks, invoices with a specified amount. If the funds were not fully spent, the rest will need to be returned.

Types of financial assistance and conditions for supporting small businesses

Grants for entrepreneurs who are just starting a business, amount to 60,000 rubles or 12 monthly allowances. Small Business Support Grants are available to individuals who have been registered as SPEs for more than 2 years. Funds are issued on a competitive basis with the aim of directing them to business needs, except for renting premises and paying salaries to hired workers. The grant is also issued to unemployed persons, low-income families with young children, disabled children, former employees government or military service.

To purchase fixed assets– the state program to support small businesses in 2019 guarantees the issuance of up to 60,000 rubles for entrepreneurship, which in the future will increase the number of jobs, tax revenues in federal budget to increase the social significance of small business.

Private entrepreneurs in the industrial, housing and communal, economic, social sphere, which:

prepare and defend a business development project;
will provide a full package of documents at the request of the commission.

Cash subsidies for business from the Employment Center 2019- the state offers up to 25,000 rubles for opening a small private business.

Compensation of loans previously received for the development of small and medium-sized businesses– the 2019 program was proposed by the Russian Government for financial and property support.

To cover part of the interest rate, the entrepreneur provides a business plan, the necessary documents, after which a decision is made to allocate financial assistance to this person.
Financial state support to socially unprotected categories of the population(released from places of detention, the disabled, single mothers and fathers, graduates of boarding schools, etc.) - the program provides for the issuance of a subsidy in 2019 up to 300,000 rubles to support planned measures to stabilize and develop entrepreneurship.

Training and internships at the expense of public funds, professional retraining(can be issued with full or partial coverage of expenses).

Business incubators (usually based on Small Business Support Funds)– assistance in expanding the area of the working area (rental of premises, warehouses, etc.), training in the basics of entrepreneurship, assistance in drawing up a business plan according to the model for obtaining a subsidy.

Assistance with bookkeeping and tax accounting free of charge (outsourcing).

Development assistance innovative technologies 2019 - the state allocates funds to cover the costs of promoting a new product, acquiring a patent and licensing rights for it (maximum 60,000 rubles).

Is it possible to get a subsidy to support small and medium-sized businesses in the Russian Federation and where?

In Russia, the state is offered. financing of individual entrepreneurs in special centers and business support funds, as well as in the Employment Center.

Getting Help at the Employment Center

To receive financial assistance, officially unemployed persons must register with the Employment Center and fill out standard questionnaire according to the sample.
You will also need to provide the following documents:

passport of a citizen of the Russian Federation indicating the place of registration;

TIN of the established form;

document on secondary or higher education;

a certificate for the last six months indicating the average salary (for persons who were previously employed);

other documents (at the request of the inspector).

After the documents are submitted by the employees of the service, they will be offered the option of receiving one-time (non-refundable) assistance to start their own business. It is best to take entrepreneurship courses first, draw up a correct business plan and submit it for review by the commission.

With a positive decision, you will need to register with the Tax Inspectorate as an entrepreneur, on the basis of which assistance will be transferred to the unemployed.

State subsidy for starting a business 2019: what is needed?

Select the type of activity you plan to do.

Write a business plan for the grant.

Register as an IP.

Apply to the state body that provides subsidies to small businesses.

Confirm the need to receive payments.

Make up the approximate costs of opening and developing a business, provide for review by the commission.

Collect a package of documents necessary for obtaining a subsidy (passport, TIN, income statement, etc.).

Within 60 days, the commission makes a decision to provide a subsidy as a way to support small businesses by the state, about which the entrepreneur is notified by mail and by telephone.

Details of subsidy programs can be found on the website of the portal of the Government of the Russian Federation and the Ministry of Social Policy.

In 2019, the system of state support for small and medium-sized businesses has become more advanced, which allows allocating assistance to various segments of the population for any type of activity.

Many people are unable to start their own business due to lack of start-up capital. This is a serious barrier that prevents novice entrepreneurs from realizing their plans. In this case, state financial support becomes a good help. You will learn how to get a subsidy from the state for small businesses in 2020 from this article.

Types of subsidies

First of all, it should be noted that a subsidy to small businesses from the state is not a loan, and not a loan. The entrepreneur receives money free of charge, but only on condition that he spends it for its intended purpose.

If you want to receive a business subsidy from the state, you need to draw up in advance detailed plan actions, as well as calculate possible costs and future profits. All items of expenditure should be described in as much detail as possible. In this case, officials will clearly understand what you want to spend money on and, most likely, will make a positive decision. After individual entrepreneur spend money, he must report for them to the regulatory authorities. The report must be accompanied by documents that confirm their intended spending.

Government programs to support small businesses are a great option for those who do not know.

They may have different purposes:

Training of employees on courses;
Loan payments;
For rental payments;
Updates to fixed assets;
Grants for the implementation of the business plan;
For patenting.

Distribution of funds by regions is carried out on a competitive basis. The list of events aimed at supporting start-up businessmen is expanding every year.

The types of subsidies are established by each subject of the Russian Federation individually.

State aid can be of the following types:

Starting your own business - 60 thousand rubles;
Support for entrepreneurs - 25 thousand rubles;
Assistance to start a business for an entrepreneur who is disabled, unemployed or the only parent of a minor child - 300 thousand rubles.

The subsidy is issued not only for opening, but also for business development. In addition to financial support, you can also receive other types of state assistance:

Rent commercial real estate, special equipment or land plots at low rates, and in some cases even free of charge;
Preferential bank loans;
Subsidizing fixed assets for the purchase of equipment or machinery on lease.

The start-up entrepreneurship support funds employ specialists who provide free legal support businesses and help with bookkeeping.

How to get help?

To get money to start a business from the state in 2020, you need to go through a difficult and long way. According to the law, any unemployed person who is registered with the employment center can apply for such assistance. To do this, you need to provide a ready-made business plan. It should indicate the type of activity, information about production equipment and technologies, suppliers of raw materials, etc. It is also necessary to calculate the approximate cost of the project, taking into account the state subsidy and equity.

If you have high hopes for this money, you should carefully prepare from all sides. Initially, the business plan considers expert commission which gives him a professional grade. If your proposal does not look strong enough or illiterate, most likely you will be rejected. Therefore, before submitting an application, you need to make sure that your project has no vulnerabilities:

Sphere. It is best to start a business in a manufacturing or innovative industry;
Facilities. Indicate in the application what you want to spend the subsidy on;
Workplaces. If you plan to hire 5 workers, this will give you certain advantages;
Qualification. If your team has at least 3 years of experience in the chosen industry, you will receive additional points during the assessment.

After you hand over all the documents to the department for promoting self-employment of citizens at the employment center, you need to open an account to which the state subsidy for the development of small businesses will be transferred. If your plan is approved, you can register with tax office. You will spend no more than five days on registering an IP. After receiving the certificate, you need to submit the following package of documents to the employment center:

Passport;
Business plan;
Application for assistance.

These documents are needed to conclude an agreement between the state and the entrepreneur. Financial aid will be transferred to your account within a month from the date of signing the contract.

Reasons for refusing financial assistance

Let's figure out how to get money for business from the state for free in 2020 and at the same time avoid refusal. The most common reason why a subsidy may be refused is the inconsistency of the business plan with the areas of activity, the development of which is a priority for the state. So if you haven't decided yet, please Special attention to the following directions:

Agriculture;
Innovation sphere;
Education;
Medicine;
Tourism.

There are certain areas of activity that are not subject to subsidies:

Gambling business;
Banking services;
Insurance;
Issuance of loans.

If a person asks for too much money, public service can significantly reduce it or refuse to provide assistance. The fund, which is engaged in the issuance of subsidies, makes a decision within 6 months from the date of application. Therefore, if you really need financial support, apply to several different funds at the same time.

Another common reason for refusing to receive a subsidy from the state for starting a small business is dubious, weak project, which raises many questions. Members of the commission, before making a positive decision, must make sure that the funds issued to you will be used strictly for their intended purpose. It should also be remembered that the state does not finance projects that will be implemented outside our country. An unemployed person who has already received a subsidy may also no longer rely on state support.

Before you apply for a subsidy, you must first find out in order to choose the right direction of activity. After that, carefully develop a business plan and collect all the necessary documents.

Features of obtaining a subsidy

The main feature of small business subsidies from the state in 2020 is that you do not have to return the money received, since they are given out free of charge. But the state should receive in return new jobs at a small enterprise and another strong cell in the economy.

An entrepreneur who signs a subsidy agreement must understand that by doing so he imposes certain obligations on himself. The most important of them is the provision of reports with documentary evidence of the intended use of the subsidy. The report must be submitted to the tax office within 3 months after receiving financial assistance.

As confirmation, you can use:

Paid payment orders;
checks;
Receipts and any other payment documents.

The report must fully comply with all points ready business plan. If the entrepreneur cannot fully or partially confirm the intended use of funds, he will have to return all the money in full. There is one more small nuance in the terms of the agreement, which excludes the appearance of one-day firms opened for public money. By agreement, the entrepreneur who received the subsidy must work for at least 1 year.

Before you receive money for the development of small businesses from the state in 2020, you need to familiarize yourself with all the features of issuing subsidies in order to avoid problems in the future.

Video: how to get a business subsidy?

What can the subsidy be spent on?

Public money should be used only for its intended purpose. An entrepreneur who has received a subsidy must account for every penny. To understand where finances can be used, before receiving money from the state for business development in 2020, you need to carefully study the terms of the contract.

So what can you spend money on?

Purchase of equipment. It is put on the balance sheet for 3 years, so you do not have the right to sell or donate equipment during this period;
No more than 20% of the total amount can be spent on renting an office or production premises;
Purchase of licensed software;
Obtaining the necessary licenses;
Purchase Supplies and raw materials (20% of the total).

Before you apply for government assistance, decide to correctly allocate cash flows.

How to draw up a business plan for obtaining a subsidy?

Developing a business plan is a very important point to which special attention should be paid. If you are sure that your idea is this, you need to convince the officials who decide on the issuance of state aid.

Consider the main principles of drawing up a business plan:

Try to express your thoughts simply and clearly, without specific terms;
Use as many exact numbers as possible. If you want to get 2 million rubles in profit in the first year of operation, indicate in the business plan how you can achieve this;
The project must contain a clear development strategy. Describe the intended distribution channels, projected demand for products, etc. Also, do not forget to indicate how much money you plan to spend on the implementation of the idea;
A well-designed action plan is the easiest way to get a business subsidy from the state.

Don't forget that the money received as part of the subsidy must be spent within one year. If your company goes bankrupt for some reason, you will be forced to return all the funds spent.

conclusions

To get money to start a business from the state, you will have to overcome certain difficulties. Therefore, many novice businessmen do not believe in the reality of such programs. If you have a desire, you can try to get a subsidy to cover at least part of the costs. In addition, if you do everything right, you will not have to return the funds received from the state, since they are issued free of charge.

I have Gym in Krasnodar. I opened the gym in 2017, and to start I needed 360,000 rubles, 117,600 of which I received at the employment center - this was the maximum possible amount.

project description;
production plan;
organizational plan;
marketing strategy;
risk assessment;
costs and payback.

A business plan shows when a business will become profitable and how to achieve it.

Financial section from the job center template

There are no strict deadlines for preparing the plan, but I wanted to do it quickly. It took me a week to plan. I did not know some of the terms and googled on the Internet what capital costs or gross profit are.

The title page of my business plan. It should already contain okvedy and cash settlement, and then risks, a marketing plan, organizational and production.

In the business plan, I wrote that I would spend the money of the center on simulators. In terms of prices and the number of simulators. I looked at the cost of simulators in the store where I planned to buy, and only then wrote it down in the plan. All this is necessary to comply with the procurement rules.

The price of simulators must be reliable: what he wrote in the business plan, you will have to buy for this. You cannot write that the simulator costs 15,000, and then buy it for 45,000.

There are two stages to checking the business plan: first, the center's accountant reviews it. If she agreed, the plan can be submitted for defense before the commission.

The plan was handed over like this: an employee of the center asked to print and bring the printout to the center, she herself will give it to the accountant. I did so, and four days later she called and said to come in. I went in, got my printout, and in it the accountant's notes.

I made a mistake in the formulas with profitability and payback period. The accountant crossed out with a pen where it was wrong. There is no such thing that you can sit down and deal with the mistakes with an accountant, so I corrected what I understood myself.

I made a mistake in the formula with the calculation of profitability: I entered the wrong numbers, so I got an accountant's visa the second time. In the example, the formula is correct.

I made corrections in a week and showed the plan to the accountant again, but I was not completely sure that there were no mistakes. Fortunately, the accountant allowed me to defend myself.

Defense of the business plan before the commission

To protect business plans, the center collects a commission. It was like this for me: in May I handed in a business plan, in early July I passed the defense. I learned about the date of protection in five days.

Business plan defense was like state exams. I went into the office, at a long table - members of the commission; As I understand it, these are employees of the ministries. I gave them printouts of the business plan and started talking about the gym. He spoke according to the points of the plan, but did not read from the sheet, but spoke from himself. The members of the commission did not interrupt, they made notes on the plan and sometimes nodded.

I built the presentation according to the following logic:

I had a hall and I have experience, I want to open it again, because this business is close to me;
already picked up the room and know the price. The area is 150 square meters, the rent will cost 40,000 rubles per month. The room has water, ventilation and a separate entrance;
analyzed the area, I know how many people live here and what demand. I calculated that I would train 30 clients per month;
I will sell cards to the hall for 1300 rubles, I will put up advertising in the district.

There were few questions for me, they asked:

How will you do the dressing room?
What about hoods and air?
Why don't you want to be a doctor?
Why was the hall in Volgograd sold and where did the money from the sale go?

Artem tells how he made the simulators

I don’t remember my answers well, but, for example, they asked: “What is the use of business for people?” I have a gym, and it's useful simply: it's the health, beauty of the population. Then the commission said that the lifting was not enough to buy all the simulators. In response, he said that I would do some of it myself, and listed which ones.

On one day, fifty people defended themselves with me, but ten received money. It helped me that I looked after the premises and opened the hall before that, so I answered questions not in the abstract, but on a concrete example.

The center has a school for entrepreneurs. If you didn’t defend your business plan the first time or didn’t have enough points on the test with a psychologist, you can study at this school. I don't know how training works. They say that teachers help with the plan, calculations and presentation for the commission.

Receipt of money and purchase of simulators

Five days after the defense, they called me and said that everything was fine. I opened an LLC and a week later I received money from the center - 117,600 rubles.

How to open an LLC

It is not necessary to open an LLC, an individual entrepreneur is suitable. The center reimburses the costs of the state duty for registering a business, for this you write an application.

After the transfer of money, the center gave a month for the purchase of simulators. The purchase has rules:

prices in the business plan and receipts must be the same;
for each simulator you bring a check or invoice to the center;
You need to buy in the same city where you received the money.

I bought at the store where I looked at the cost of simulators for a business plan. Therefore, according to the checks and in the business plan, the prices are the same. In a week I bought all the simulators and took the checks to the center in a pack.

Checking the center every three months

Once every three months, employees of the center come to the hall, usually two people each. So the center controls condition for receiving money: the business must work for two years. If the employees come and the hall is closed, I will be asked to return 117,600 rubles.

Employees have a statement with them or something like that, I sign it: yes, they came. Then they take pictures of the hall and are interested in how things are going - that's the whole check, it takes about fifteen minutes.

The number of start-up businessmen is steadily increasing every year. An increase in their number has a positive effect on economic indicators country as a whole and satisfies the ever-growing needs of the population.

State financial support contributes to the emergence of new small and medium-sized businesses. The authorities of a particular region are trying to introduce methods of assistance: various benefits, subsidies, and material payments. How to get such support? Let's figure it out.

Which entrepreneurs can count on help from the state?

The state mainly provides financial support to owners of small and medium-sized businesses. To find out if your company belongs to this category, you should pay attention to the number of employees and the amount of annual turnover. The following formats of enterprises can count on money from the state:

start-up business(up to 15 people in the state with an annual turnover of up to 120 million rubles);
small business(up to 100 people in the state with an annual turnover of up to 800 million rubles);
medium business(up to 250 people in the state with an annual turnover of up to 2 billion rubles).

To qualify for assistance, companies must meet the following requirements:

duration of existence from the moment of opening - no more than 2 years;
the company is registered with the tax service;
SME is not a tax debtor.

Important: the chances of financing are much higher for businessmen who have social benefits, as well as own a social or export-oriented business.

Remember that the state provides support to entrepreneurs whose field of activity is among the priorities. To apply for gratuitous assistance, a businessman must work in one of the following areas:

Manufacture of consumer goods.
Popular directions of folk art.
Offers of rural and ecological tourism.
Housing and communal services.
Agro-industrial department.
The sphere of science and technology, as well as innovation.

How to get government assistance for small business development in 2019?

The main advantage of receiving such a subsidy is that it is free of charge and does not need to be returned through certain time. The state benefits from this, as a new small enterprise appears on the economic map, providing jobs for citizens, and competition increases from already existing companies which improves quality and stabilizes prices.

But along with the conclusion of a subsidy agreement, the entrepreneur agrees to fulfill certain obligations. The main one is to provide detailed reporting.

Within 3 months from receipt financial resources from the state, a businessman is obliged to submit a report with documents on the use of the subsidy to the Employment Center. As confirmation, commodity or fiscal checks, receipts, paid payment orders and other documents can be provided. The financial report must be consistent with the paragraph of the business plan, which indicates the purpose of obtaining capital.

Important: if the business person cannot provide confirmation, he is obliged to return the subsidiary funds to the state in full.

Also, the terms of the drawn up agreement suggest that the activity of the financed small enterprise should last at least one year from the date of opening. This excludes the possibility of cooperation with one-day firms.

Help can be obtained from many instances and organizations that have the necessary powers. Here are some of them:

City administration. The Department of Economic Development provides information on the types of financial support for small businesses.
Chamber of Commerce and Industry. This institution provides assistance in consulting on business, marketing, legal law, it helps to take part in exhibitions.
Entrepreneurship Support Fund. Based on the results of the mandatory assessment of the submitted project, the organization allocates finance for the activities of a small enterprise.
Business incubator. This organization is engaged in infrastructural support of the ideas of entrepreneurs at all stages of development, starting from the moment of opening.
Venture fund. Focuses mainly on innovative projects, then invests money in their activities.
Employment center.

Interesting: if your business project is socially or economically beneficial for the state, you can receive not only money for its implementation, but also free education, the right to take part in exhibitions, etc.

After contacting the above authorities, you will receive a list required documents. Here are the papers included in this list:

Passport and TIN of the entrepreneur.
Insurance certificate (SNILS).
A certificate from the accounting department of the last place of official employment, which indicates salary information for three months before the completion of work.
Education document.
Application of a program participant for receiving financial support from the state (according to a specially approved form).
Ready business plan.

Money from the Job Center

The most common way for entrepreneurs to get help is to apply to the Employment Center. How is this procedure carried out?

The first step is to register with the Employment Center and obtain the status of unemployed. This is a prerequisite, since the state allocation of funds is due only to those entrepreneurs who are registered as unemployed citizens. To do this, you need to have the following documents with you:

passport of a citizen of the Russian Federation;
work book;
marital status document;
education document.

Then you need to write a business plan With detailed description project, targeted distribution of funds and an indication of its payback period. The third step is to register a business as an individual entrepreneur.

The package of documents is reviewed regional commission within 60 days. If a positive decision is made between the applicant and the Employment Center, an agreement will be concluded, and the funds will be transferred to the recipient's account. The commission may decide to reimburse only certain costs, such as the registration and opening of a small business. If the applicant receives a rejection notice, they may try again.

Grants for new businessmen

This type of allocation of funds from the state involves helping novice businessmen to open a business and those who are engaged in entrepreneurial activity no more than two years. The following organizations have the authority to distribute grants:

Department of Economic Development.
Funds for supporting small and medium-sized businesses.
Unions created by entrepreneurs.

A prerequisite for obtaining a grant is the activity of a small enterprise in one of the priority sectors indicated above.

According to state law, companies that produce wine and vodka products do not receive payments, tobacco products, luxury goods, work with real estate or engage in gaming activities.

Remember that the allocated money is directed to cover 30 to 50% of the total cost of the project. The businessman should look for the remaining finances for the development of the business on his own. Don't be afraid to invest, it can be.

The entrepreneur must provide the following documents:

Documents confirming the absence of other sources of financial support.
Certificate of registration of an individual entrepreneur or LLC and a business plan.
An extract from the bank on the amount of own finances.
Certificate of positive credit history.

Then the Sectoral Commission decides on the provision of funds. The maximum amount of a cash grant is 500 thousand rubles (in Moscow and the region - up to 5 million rubles).

The state prioritizes the unemployed, young entrepreneurs, former military personnel, families with young children, etc.

Subsidy program

State plans for subsidizing small enterprises are implemented at different administrative levels. Therefore, they can be systematized according to the scale and amount of allocated funds:

Federal programs. They are implemented throughout the country, and they are also characterized by a large amount of allocated money for financial support for the opening and development of SMEs. hallmark is that such programs work mainly with large-scale business projects, whose owners are already engaged in commercial activities.
Regional programs. They work in the territories of administrative regions and dispose of the regional or district budget. The purpose of such programs is to develop the infrastructure of the whole region.
Local programs. The scale of implementation is work with city or district entrepreneurs. Subsidies are limited to small amounts of funding.

The amount of assistance received, the form of its provision, as well as the list of necessary documents for processing an application depend on the features of the state program. The larger the scale of the program, the higher the competition and the more stringent selection rules. The small business owner should take this into account.

Concessional lending

Categories of small and medium-sized commercial entrepreneurs who are unable to receive material support from the state can apply for concessional loans. Many banks provide such loans on simplified terms. As mentioned, the probability of opening a loan with a favorable interest rate is higher for those who are engaged in priority activities for the state.

Advice: for all your questions regarding assistance, you can contact banking institutions or credit communities directly, as they also have lending programs for business start-ups.

The applicant receives a loan as a one-time cash payment in the amount of 50 million to 1 billion rubles. After the conclusion of the contract, the preferential program is valid for 3 years. Investments and investments in the project are also a prerequisite own funds businessman. Their number is determined as follows:

20% if the loan amount is more than 500 million rubles or if the repayment of the loan is planned from the future income expected after the start of the business project.
There are no restrictions if funds are allocated for other investment plans.

The interest rate for use varies depending on the format of the enterprise. This is 10% per annum for medium-sized enterprises and 11-11.8% for small ones.

What can government money be used for?

As mentioned above, the granting process is a donation of funds that promote the opening and favorable development of a business. Concessional lending and other assistance programs also have simplified terms and reduced interest rates. At the same time, the use of financial support from the state is accompanied by documentary reports to confirm the intended purpose. The allocated money can be spent on the following:

Payment for the lease of a place or plot of land (no more than 20% of the principal amount is allocated to cover these costs).
Replenishment of working capital.
Workplace equipment.
Acquisition of equipment for production (purchased machines cannot be sold or exchanged for three years).
Purchase of consumables (the same rules apply - no more than 20% of the funds received).
Renovation and refurbishment work.
Intangible assets.

The entrepreneur draws up an annual report, which indicates exactly what the received subsidiary income was spent on. Also, certificates and receipts must be submitted to the control authorities.

Intangible Small Business Support Options

In our time, the state is ready to help novice businessmen of small and medium-sized enterprises not only by increasing capital. There are several other forms of support:

Opportunity free education . Why in the first years of activity, many entrepreneurs, faced with problems, leave the business? They simply do not have the necessary knowledge about the conduct of their business. Such educational skills (such as how to lead) help in development, but are expensive, so not everyone can get them. The state provides start-up businessmen with the opportunity to study courses for free, as well as attend various seminars and lectures. The applicant is obliged to submit relevant documents to the necessary authorities: paid bills, certificates of training or concluded contracts. The payment will cover half of the expenses, but not more than 40 thousand rubles a year.
Rent reduction. Another support option is discounts on the cost of renting premises where offices or production are directly located. Remember that you can get such a discount only if the building is municipal property and the lease agreement is concluded for a period of more than 5 years. Every year, the preferential rate increases (from 40 to 80% of the rent), and for the subsequent period, the entrepreneur pays full fare. A prerequisite is a competitive selection to determine a worthy candidate. The winner is allocated additional assistance to pay for communications.
Compensation for participation in exhibitions. To promote and further development small business owners can take advantage of subsidies to participate in national or international exhibitions. Based on the results of the selection, the state can help pay for the costs of registration, rental of a place, transportation of exhibits, accommodation, organization and translation services. If the state aid amount does not exceed 150 thousand per year, you can pay up to half of the costs. Mandatory conditions to receive compensation for small businesses: an application, an agreement with the organizers and a report on the work performed.

Summing up

The advantage of financial support programs is the possibility of increasing capital small companies. Since the state is interested in the development of small enterprises, the likelihood of receiving financial assistance is constantly growing. This is a good chance to start.

On the other hand, the conclusion of an agreement with the relevant government bodies obliges entrepreneurs to submit detailed reports and monitor intended use funds. Therefore, every businessman should study the features of existing support programs and the requirements for them. Then he will be able to use the assistance as efficiently as possible and fulfill his obligations.