Check your business partner. How to do it: Check your business partner for free

Checking business partners is an important step before making new business contacts. Without it, sometimes it is impossible to ascertain the reliability of future allies. Every entrepreneur who is looking for new contacts is at risk in the form of concluding a contract with unreliable partners or, in general, may become a victim of professional scammers. That is why checking business partners is necessary for those who do not want to risk their finances and reputation.

Checking potential business partners is a pledge successful development business.

What risks can be avoided by checking a business partner?

Solvency, integrity and the availability of legal documentation confirming the right to engage in the activity you need - this is what should interest you in the first place. Checking business partners according to the above criteria will help predict, with an accuracy of up to a percentage, how smoothly the planned transaction will go.

Otherwise, the risks of financial losses and the possibility of getting a bad reputation from other partners with whom you work increase significantly.

Some possible risks:

An audit can save your business from shocks and risks such as:

Besides the world Russian business is in constant motion. And, as a result, from time to time new schemes of fraudulent financial transactions and ways of deceiving conscientious businessmen appear here. Being professionally engaged in tracking and identifying threats to economic security for our clients, we are aware of such information and are ready to provide you with all the necessary data and conduct an audit of your business partners, as they say, at the highest level.

When should you think about checking a business partner?

Solvency, integrity and the availability of legal documentation confirming the right to engage in the activity you need - this is what should interest you in the first place. Checking business partners according to the above criteria will help predict, with an accuracy of up to a percentage, how smoothly the planned transaction will go. Otherwise, the risks of financial losses and the possibility of getting a bad reputation from other partners with whom you work increase significantly.

Checking business partners as a goal-setting criterion for their reliability?

The dishonesty and unreliability of partners can significantly undermine your business. Checking their reputation and legal validity reduces possible risks disruption of the business transaction due to the insolvency of the partner or his deliberate fraudulent intent. The desire becomes quite logical and understandable business people check your partners. This is especially true when:

• a financial transaction for a large amount is planned;
• it is necessary to draw up a contract for the acquisition or alienation of property belonging to a partner, or there is an intention on his part to acquire something from you;
• comes to the organization new person, who, according to official duties, will be available commercial information, and its release may shake your plans or affairs;
• you plan to transfer part of your authority to a colleague or partner. The person whose decisions will determine the success of your business needs a qualitative check for the presence of connections with competitors, as well as the integrity of their own ambitions for your business;
• are you ready to do business offer associated with the opening of a joint business;
• there is a prospect of marriage / marriage: often scammers act in this way or try to manipulate the feelings of the future spouse for their own benefit.

Verification of business partners is the key to commercial success and stability of your business.

What information can be obtained from INFOCON LLC?

1. Obtaining standard and extended business information about the future partner company. This includes verification of the authenticity of registration documents legal entity, as well as information about the founders, authorized capital and verification bank details. You can also get the query result from tax office about this subject;
2. Checking the reputation and solvency of banks, insurance organizations and others financial structures;
3. Search for information about the financial and property condition of the company, trade and other transactions, reputation in the market;
4. Collection of information about a person, verification of personnel, confirmation of data on the place of residence and work individual, verification of address data;
5. Carrying out marketing research and evaluating the work of competitors, assistance in finding partners based on the given data, as well as providing information on the results of foreign economic transactions with a certain kind goods.

All these services are provided by experienced specialists who carry out search work of this kind with due professionalism.

Whoever owns the information owns the situation. And in Russian business realities, if I may say so, a professional and unbiased check of your business

partners can become prerequisite to run a successful business.

By entering into new deals, partnership agreements or opening up new sales channels, an entrepreneur puts the business at risk, especially if the partner is dishonest. Cases of fraud, dishonest dealings, refusal to pay for goods, espionage, unfortunately, are the realities of the modern financial and economic space.

You can protect your own business only by making sure of the good intentions of the other side. Checking the business image of counterparties, business history, "cleanliness" competitive strategies, addresses, contacts, invoices and arbitration responses are just a small part of the work that will protect the business from losses.

Benefits of checking partners:

• exclusion of the risk of a transaction with a fictitious company / front person / company using the details of other organizations;
• minimizing the likelihood of doing business with a "dirty" company/tax-avoiding firm/bankrupt;
• identifying the involvement of the organization in litigation;
• calculation of authenticity/authority of the representative of the partner company;
• detection of counterfeit documents, certificates, guarantees, seals.

It is possible to obtain positive audit results only by contacting professional services. InfoProverka detective agency offers competent assistance of a private detective. Possession of the necessary baggage of knowledge for work in the field of business intelligence, analysis of the authenticity of documentation, the intricacies of studying the strategy of partners' actions will allow you to quickly collect information and make the right conclusion.

Transactions based on trust

Basically, the victims of fraudsters and unscrupulous partners are companies that are limited in decision-making time or are in an advantageous economic position. Many financially unstable organizations try to stay afloat with their investments, which in the end rarely live up to the expectations of the former.

Our job is to fully study the partners and prepare reports on the project. Clients receive:

• business certificate (verification of the authenticity of documents, information about the founders, bank details);
• information about reputation, solvency, financial and property situation;
• information on ongoing domestic and foreign economic transactions;
• data on a specific individual;
• marketing assessments (comparison with competitive structures, prospects for cooperation).

This is a problem, the extreme importance of which can not even be discussed.

However, there is a fairly convenient algorithm for solving it, which I successfully use.

The main thing is that the data are obtained in real time, are official and can be confirmed by relevant documents. After all, the documents that are submitted to confirm the status of a partner before concluding a transaction have already a certain period from the date of issue, and changes could occur. To simplify the perception of the material, I prepared a video (please do not judge it too harshly - this is my first attempt to work with the Kamtasia video studio, it was recorded right away - from the first take, I could not fix the terrible accent!).

http://www.youtube.com/watch?v=Tj0c7o0O9j8 Therefore, I submit the text version as well.

1. Checking the status of the partner in the Unified State Register.

We go to the website of the State Enterprise "Information and Resource Center" (officially maintains the USR), in the section "SEARCH IN THE USR", agree with the search conditions, select the type of entity that we need to check (individual entrepreneur or legal entity), in the field search query enter registration number account card taxpayer (full name of an individual) or EDRPOU code (name or part of it for a legal entity). I recommend entering exactly digital data - the search for them gives only one result, unlike text data, when the search can give tens and hundreds of answers, we enter the security code, “OK”, and we get information on the screen about the information that is in the USR on the moment of our verification (the data is updated immediately after the completion of the registration action by the state registrar - personally tested). There is not much information, but they are extremely important:

— Head — find out who has the right to sign documents on behalf of a legal entity (plus location and telephone numbers);

- Data on the presence of a legal entity in the process of termination - it is also important to know whether the counterparty is in the termination procedure (especially if by court decision);

– The date and name of the last registration action is the most important point of information, because if a record is made of the absence of a legal entity beyond its location, I recommend thinking ten times before entering into an agreement and being absolutely prepared for a tax audit, which will try very hard to find grounds for recognition agreement void and charge additional tax liabilities. It is also possible to record that there is no confirmation of information about the legal entity - this is a rather unpleasant fact that may indicate insufficient qualifications of the management of the legal entity (but not as terrible as the first option).

2. Checking tax information.

Carried out on the website of the State tax service Ukraine in two directions - as a VAT payer and as a taxpayer.

We check the VAT payer on the "Register of VAT payers" service (the data is updated every ten days). Everything is simple and very similar to searching in the Unified State Register - we enter the EDRPOU code, the security code, and we get information regarding the VAT payer - the number of the Certificate and the date of its issue. The information may also be in the database "Cancelled certificates of VAT payers" - then you need to check the basis for the cancellation - at the initiative of the payer or the tax.

As a taxpayer, we check on the “Learn more about your business partner” service. The verification procedure is the same (there is only one difference - if the EDRPOU code starts with 0, they do not need to be entered in the request, for example - not “00123456”, but “123456”. We get information whether the payer is registered with the tax office, and has tax debt at the beginning of the month.

Already after writing the material on the website of the State Tax Service of Ukraine, another rather necessary service was launched - “VERIFICATION OF THE CERTIFICATE OF A SINGLE TAX PAYER”, on which you can check the authenticity of the Certificate (but only by its series and number). The data is updated once a month. The procedure is the same as described above.

3. Verification of court cases.

It is held on the website of the Unified State Register of Judicial Decisions. In the "Search by context" field, enter the EDRPOU code (registration number of the taxpayer's registration card - an individual), click "SEARCH", and see if our potential business partner is involved in court cases, as which party and on what issues. You can also search by name, but the registry can return thousands of responses. It is very important to make sure that there are no cases of recognition of the nullity of contracts. If there are many such cases, it means that after the conclusion of the agreement, you cannot avoid them. But the decision, of course, is yours.

You can check a business partner before buying a share or the entire enterprise, merger or acquisition procedures, as well as before opening a joint direction, according to the rules of the due diligence procedure. The literal translation of this term from English is due diligence. Checking business partners for preliminary stage concluding a deal helps to avoid unnecessary disputes and discord among the founders in the future.

due diligence

First of all, with the help of due diligence, it is the partner's business that is checked. This is especially true before buying a company or taking it over. All documents available for verification are used.

• Statutory documents and financial statements.
• Internal documents of the company and technical reports on the activities of the company.
• Market and marketing research and information about tangible assets.
• Intangible assets and contracts of the enterprise are considered.
• Insurance policies and litigation.

In the classical interpretation, the procedure is carried out in three stages. On the first of which auditors work, on the second appraisers, on the third, final, lawyers. The purpose of the first financial expertise. The latter assess how adequate the price named by the seller of the business is. Still others evaluate the legal prospects of the transaction, its purity. Upon completion of the due diligence, you can make an informed decision on the conclusion of the transaction, the adjustment of its conditions, and the cancellation.

This procedure is expensive. However, some analogue of it can be carried out using more available tools. Such as aggregated reports of reference and information systems (such as, for example, which contains almost all the necessary information) and the credit history of the counterparty. As an additional precaution, you can also check the business partner personally.

Checking business partners

You can start with basic checks. A search by last name, first name and patronymic in the Unified State Register of Legal Entities and the EGRIP will allow you to determine whether the business partner is a mass director or founder of an LLC. If a partner has several businesses, using such a verification tool, how can you establish and, establish the presence of affiliated legal entities.

A security check will provide information about the presence of a negative on a partner through the Ministry of Internal Affairs. If you contact the former partners of the person being checked and ask them to evaluate how the partner fulfilled the agreements reached in their relationship, you can draw up his portrait for yourself. financial discipline will help establish the partner's credit history.

Check your partner's credit history

The director of the company you want to buy, or a new business partner, will indicate:

• Is he now heavily in debt?
• How is he now servicing his debt obligations.
• Like he did before.

This information is extremely important. For example, you are offered to create a joint business that provides for a phased co-investment in the future. How will your future partner be able to fulfill his obligations to you if he cannot accurately service banking? Or has a high credit burden and is burdened with significant monthly payments?

A business partner as an individual and his company as a legal entity has been possible in Russia since July 2014. Thanks to amendments to law 218 "On credit histories", you can obtain this information with the written consent of the person being checked. Including in our information and reference system.

Or a business partner is not so difficult. It is important to use the information received wisely, minimize the risks of interacting with unscrupulous persons and not take high risks, even if the benefit seems significant.

“Counterparty verification” is a popular service; a Yandex search gives more than 2 million answers to a query for these words. Not everyone knows that you can carry out an express check yourself, and it’s completely free.

Any entrepreneur sooner or later faces an unscrupulous partner. Therefore, before entering into a deal with a new counterparty, it makes sense to check it. Such a check can be carried out using the services of the tax service and other resources, and without any financial costs.

Is there a partner?

Any entrepreneurial activity subject to mandatory in Russia state registration. Information on the registration of legal entities and individual entrepreneurs is contained in a unified state register legal entities (individual entrepreneurs) - Unified State Register of Legal Entities / EGRIP. A huge number of intermediaries offer access to these databases for money - from 400 rubles. for one release. On the website of the Federal Tax Service, this can be done absolutely free. The data of the registry will allow you to obtain up-to-date data at the time of the request about the founders of the company, the executive body, types of its activities, location, date of initial registration and registration recent changes organization, method of formation of a legal entity and other information that may be useful.

Come out of the shadow

The previous action, however, does not give a 100% guarantee that the company and its leaders are engaged in any activity and are a reliable business partner. It may well happen that the company is undergoing reorganization (liquidation), and its head has already been replaced (or this procedure has just begun). In order to find out what is happening with the company in the indicated direction, you can go to a special service of the Federal Tax Service, which allows you to check whether there is information about the legal entity or individual entrepreneur in respect of which documents for state registration are submitted. In addition, it is useful to check whether the company is being liquidated by decision of the Federal Tax Service and whether it is in a state of bankruptcy. It is also recommended to check this information in the service of the Higher Arbitration Court. Here you can also see how many litigations the organization or entrepreneur is involved in, the subject of the dispute, the progress of the case and the result.

Suspicious address

If a legal entity is registered at the place of "mass" registration (more than 10 companies at the same address), this may arouse suspicion - such companies can be identified by another FTS service. (Of course, the mere fact that an organization indicates its location at the place of "mass" registration does not in itself speak of the partner's unreliability). There are also cases when the constituent documents indicate a non-existent address of the location of the legal entity. Suspicions should also be caused by the discrepancy between the actual address of the organization and the address indicated in the constituent documents of the legal entity. If the partner himself did not report such a discrepancy (which happens very often in practice), companies that the Federal Tax Service could not contact at the address indicated by them can be found using another tax service.

Suspicious people

If there are persons in the founders of the company who are also founders in in large numbers other organizations (especially if there is only one founder), such a company can be suspected of dishonesty. The same applies to executive body organizations. You can also check the counterparty on this account on the website of the Federal Tax Service. It is also useful to make sure that the CEO of the partner firm is not disqualified by the court.

Foe of the state

If a potential partner submits zero reports or does not report at all, or has tax debts, this is definitely a bad sign. You can check information about the company's debts for paying taxes or not reporting for more than a year using the service of the Federal Tax Service. Checking the counterparty for payment discipline, you should also go to the site of the bailiff service, which maintain a database of enforcement proceedings: with its help, you can find out if the partner has other outstanding debts.

Bank cleanliness

Finally, it would be useful to find out if a decision has been made in relation to a potential business partner to suspend banking operations on the account. If there is information about the bank (banks) of the partner, such information can also be obtained from the FTS service. To obtain this information, you need to know the TIN and BIC of the counterparty's bank.